Loan Eligibility Calculator

Estimate the maximum loan amount you may qualify for.

—EMI you can afford
—Eligible loan amount

Estimate based on FOIR (Fixed Obligation to Income Ratio) — lenders typically cap total EMIs at 40–55% of income. Actual eligibility also depends on credit score, employer, age and lender policy.

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About Loan Eligibility Calculator

Loan Eligibility Calculator is a free online tool that lets you estimate the maximum loan amount you may qualify for — straight from your browser, with no software to install, no sign-up, and no watermarks. It runs on Windows, Mac, Linux, Android, and iOS, so you can use it on whatever device you happen to have to hand.

Enter your figures and Loan Eligibility Calculator applies the right formula instantly, showing a clear breakdown so you understand how the result is reached — not just the final number. Adjust any input to compare scenarios side by side. Files and data are processed securely and removed automatically afterwards, and many steps run entirely on your own device for extra privacy. Because Loan Eligibility Calculator is completely free and unlimited, you can use it as often as you need for work, study, or personal projects.

Benefits of Loan Eligibility Calculator

Instant answers Results recalculate the moment you change an input.
Compare scenarios Tweak the numbers to see best-, worst- and likely-case outcomes.
Clear breakdown See how the result is worked out, not just the final figure.

Frequently asked questions

How does Loan Eligibility Calculator work out the result?

Enter your values and Loan Eligibility Calculator applies the relevant formula instantly, showing a clear breakdown alongside the final figure.

Can I compare different scenarios?

Yes — change any input and the result recalculates immediately, so you can weigh up options side by side.