SIP Calculator

Project the maturity value of a monthly SIP investment.

—Invested
—Est. returns
—Maturity value

SIP = Systematic Investment Plan. The monthly rate is derived as (1 + annual)^(1/12) − 1 and contributions compound monthly. With step-up enabled, your monthly amount rises by the chosen percentage each year. Returns are estimates; actual mutual-fund returns vary and aren't guaranteed.

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About SIP Calculator

SIP Calculator is a free online tool that lets you project the maturity value of a monthly sip investment — straight from your browser, with no software to install, no sign-up, and no watermarks. It runs on Windows, Mac, Linux, Android, and iOS, so you can use it on whatever device you happen to have to hand.

Enter your figures and SIP Calculator applies the right formula instantly, showing a clear breakdown so you understand how the result is reached — not just the final number. Adjust any input to compare scenarios side by side. Files and data are processed securely and removed automatically afterwards, and many steps run entirely on your own device for extra privacy. Because SIP Calculator is completely free and unlimited, you can use it as often as you need for work, study, or personal projects.

Benefits of SIP Calculator

Instant answers Results recalculate the moment you change an input.
Compare scenarios Tweak the numbers to see best-, worst- and likely-case outcomes.
Clear breakdown See how the result is worked out, not just the final figure.

Frequently asked questions

How does SIP Calculator work out the result?

Enter your values and SIP Calculator applies the relevant formula instantly, showing a clear breakdown alongside the final figure.

Can I compare different scenarios?

Yes — change any input and the result recalculates immediately, so you can weigh up options side by side.